This is a guide How to Cancel AutoPay in PhonePe, i will talk about why it may seem like a good idea to you, and answer commonly asked questions to ensure you’re completely in the know.
PhonePe AutoPay is a useful tool to schedule your continuing transactions, in other words, is a life-saver since they automate the payments of your bills on time. This helps you to avoid any unnecessary friction that usually arises when borrowing service. A case study from previous users shows one which, for instance, let us take those whose salvation requested payment schedules or those who forgot their bills.
What is AutoPay in PhonePe?
AutoPay is the essential feature of PhonePe allowing a customer to schedule automatic payments for services that will be used in the future or be charged to the customer by the recurring services while the date from the other authority comes out. Your bank account is of course going to be debited on something that was a specific date that the service provider was chosen, but most likely on the date, the account is finally credited, and the whole thing is done without human intervention.
Even though the payments are not missed for those customers who want this service, this feature solves the problem of technology not causing one to blink at the due date and payment and the account remains in a positive frame. With the help of AutoPay, flexibly, you will not have to worry about payment reminders or due dates. However, the qualifying limit for AutoPay has been fixed at ₹15,000, and debit of ₹2 for the verification process is needed from your bank account.
Step-by-Step Guide to Cancel AutoPay in PhonePe
Cancel AutoPay in PhonePe a few simple steps. Here’s how you can cancel AutoPay for any of your linked services:
1. Accessing the PhonePe App
- Step 1: Start PhonePe app on your phone.
- Step 2: Then log in with your mobile number and password or two-factor authentication (OTP).
2. Navigating to the AutoPay Section
- Step 1: The Profile icon is the one you should click, and it is placed at the top-right of the screen.
- Step 2: The list of settings is displayed when you click on the drop-down button.
- Step 3: Click Payment Settings under Settings.
3. Selecting the AutoPay Service
- Step 1: Go to the Payment Settings section and look for the AutoPay or Recurring Payments.
- Step 2: Tap AutoPay to see what are the services for which AutoPay is on.
4. Disabling AutoPay
- Step 1: Choose your specific service from the list to discontinue your AutoPay.
- Step 2: Touch the Disable AutoPay or Cancel AutoPay button.
- Step 3: A message will pop up asking you to confirm your AutoPay for that service.
5. Confirmation
- Step 1: If you have successfully cancel AutoPay in PhonePe, you will get a confirmation message from PhonePe.
- Step 2: Take a quick peek at the transaction history to ensure that there are no automatic payments scheduled for this service.
Also see – How to Cancel Autopay in GPay – Only 7 Steps
Why You May Make a Decision to Cancel AutoPay in PhonePe
What are the main two reasons why you may wish to cancel it?
Control Over Finances: Some may choose to regulate the situation in which the money goes in and out of their account.
Change in Financial Situation: When your financial condition undergoes a positive movement then it would be fine to do a manual check and payment of the bills.
Stopping Unused Services: Let’s say you’ve ceased to use a specific service but neglected to terminate the AutoPay option.
Budgeting Concerns: For instance, a user will perhaps like doing manual payments to help them remember their budget more frequent.
Whatever your reason may be, canceling AutoPay in PhonePe is a straightforward process that takes just a few minutes.
Step-by-Step Guide to Re-enable AutoPay in PhonePe
Additionally, if you change your mind later, you can easily re-enable AutoPay for any service. Below is a quick guide on how to do that.
1. Opening the PhonePe App
Start off by signing up at the PhonePe bank and signing up with your registered details.
2. Control the Setting of ATM
Then tap on ATM settings to take you to the page displaying the settings.
Look for ATM settings and select it from the provided list of options.
3. AutoPay activation
Choose the service you want to set up Autopay for the most.
Click on enabling auto-pay. After that, you will be redirected to the popup window to confirm your decision.
4. Case Studies for AutoPay Services
Make sure to keep an eye on your notifications and transactions as often as you can in order to verify it on paper if nothing has gone wrong.
In the case that the prior payment method is no longer valid due to insufficient funds or expired cards, select and update another payment method to avoid any future failed transactions.
Why Does PhonePe Deduct Money Automatically?
When you set up Auto Pay, PhonePe has direct access to your bank account which permits them to take out the amount of money to be transferred (to the merchant, mutual fund company, or service provider) on the due date. Then, the amounts are transferred to the mobile operator, mutual fund company, or the merchant. PhonePe does the whole of this task automatically, and so there is no need for anyone to manually get involved in that. As a result:
Automated deduction is done for every service which has the AutoPay feature turned on. These might involve utility bills, mobile recharges, insurance premiums, or subscription-based services like Netflix or Spotify.
How to Contact PhonePe Customer Support
If you encounter any issues with AutoPay or need further assistance, you can contact PhonePe customer support through the following channels:
- Phone: You can call PhonePe’s customer support at 080-6872-7374 between 7 AM and 12 AM for any issues related to AutoPay.
- Raise a Ticket: In the PhonePe app, click the ? icon to submit a support ticket for quicker resolution.
- Email: You can send an email to merchant-desk@phonepe.com for merchant-related queries or merchant-pgsupport@phonepe.com for production issues.
- Escalation: If your problem isn’t resolved, you can escalate the complaint at support.phonepe.com. PhonePe usually resolves most complaints within 24 hours.
Also see – How To Cancel mPokket AutoPay
FAQs about Cancel AutoPay in PhonePe
1. What is the maximum limit for AutoPay in PhonePe?
The maximum limit for AutoPay is ₹15,000 per service. You can set AutoPay for recurring payments like utility bills, subscriptions, and mobile recharges.
2. Can I set up AutoPay in PhonePe for multiple services?
Yes, you can set up AutoPay for multiple services in PhonePe, as long as the total amount for each service doesn’t exceed ₹15,000.
3. How do I disable AutoPay for just one service?
To disable AutoPay for a specific service, navigate to Settings > Payment Settings > AutoPay, select the service, and tap Disable AutoPay.
4. What happens if I cancel AutoPay after the due date?
If you cancel AutoPay after the payment due date, you may still be charged for that period. It’s advisable to cancel AutoPay well in advance.
Conclusion
Cancel AutoPay in PhonePe is an easy yet superb method to take command of your funds. You may either adapt your budget, cancel unused services, or make manual payments. However, the job is easy and quick. Admittance is guaranteed by AutoPay’s use of a scheduled draft system. Certainly, however, manual money management is the best way to control money. Following this article, you won’t have to worry about deactivating or re-enabling AutoPay whenever you need to because the steps are provided for you to follow. If you have any of the following issues, PhonePe customer support is there to help you. Don’t worry about being stuck!
Welcome to TrackingMyOrder, your essential guide to mastering the digital world. I’m Lavkush Shingane, and I’m here to simplify your online experience. Whether you need to track an order, delete or activate an account, manage your social media presence, or cancel subscriptions, we provide clear, step-by-step instructions. Our goal is to help you efficiently handle all aspects of your online activities.
